Cadillac of Las Vegas West
5185 W. Sahara Ave Las Vegas, NV 89146Sales: 800-430-7985
- Service: 800-430-8962
- Parts: 800-465-8453
Cadillac of Las Vegas West - Finance Department
For New or Used Car Loan Questions Call: 702-873-8888
Get a Free Las Vegas Car Loan Quote- Good and Bad Credit Accepted! Cadillac of Las Vegas West helps people with all credit situations. Most people need a car loan to finance their new car or used car purchase. The finance experts at Cadillac of Las Vegas West help people with all types of special finance needs drive their dream car home.
Regardless of where you are in the car buying process, request a free, secure auto loan quote. Cadillac of Las Vegas West works with only trusted lenders to bring you competitive rates and flexible terms. Use this easy guaranteed secure auto loan application and get started with buying a car today!
Cadillac of Las Vegas West has established partnerships with major lenders in the marketplace. Here is a selection of the lenders that we have partnered with:
* GMAC
* Bank of America
* Chase
* Wachovia
* U.S. Bank
* AmeriCredit
* Novell
* Capital One
* Chase Subprime
* Drive Financial
* SafCo
* CUDL (Credit Union Direct Lending)
Lease vs. Buy
Whether you lease or buy a new car, you must know which fits your situation best. When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.
When you lease, you are paying only for what you use. You do not have to have money to put down, you typically only pay sales tax on your monthly payments, and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract.
We are ready to make your auto buying experience a stress free one. Our staff, online or onsite, is ready to help you! For more information, please don't hesitate to contact our Finance Director, Bruce Kline, or our Finance Manager, George Chickering, for more information.
More About Las Vegas Car Loans - Cadillac of Las Vegas West
Cadillac of Las Vegas West's finance team is here to walk you through the entire process of getting a car loan in Las Vegas. From start to finish our experts will help you choose the finance plan that works best for your lifestyle. We work with a network of lenders to get you excellent rates on a car loan in Las Vegas.
You can start the process of getting a car loan right away. Complete Cadillac of Las Vegas West's online finance application form and we will review it, then contact you as soon as we have found a finance plan that suits your needs.
Choose your new Cadillac , or used car, by browsing our dealership's extensive inventory. You will find details, pictures and prices for all of our new and used vehicles. If you have any additional questions please contact us at (800) 430-7985.
Financing Navigation
Contact Information
- Cadillac of Las Vegas West
-
5185 W. Sahara Ave
Las Vegas, NV 89146 -
- sales Sales:
- 800-430-7985
- phone2 Service:
- 800-430-8962
- phone3 Parts:
- 800-465-8453
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.